• Taking photographic documentation of damage
• Making inventory lists of damaged items
• Damage reports and moisture readings
• Meeting with the insurance adjuster
• Direct billing to insurance companies
Are You Covered?
Homeowner’s and renter’s insurance policies vary in coverage, but “sudden, unexpected” types of water damage are almost always covered by the policy. This may include water damage from burst pipes, sewage backups, and appliance malfunctions. Note that water damage from natural sources such as rain or storms is not covered by standard policies. This is considered flood damage and requires a separate policy. Further, if you knew about the cause of the water damage (such as an old pipe which you didn’t replace), the insurance company may try to deny your claim.
We know that insurance companies have a lot of tricks up their sleeves to try to deny you coverage. Our technicians will take all of the steps necessary to make sure you get the coverage you are entitled to, and will advise you along the way of things you can do – such as making sure not to throw away anything until the adjuster has had a chance to look at it or making inventory lists.
We Work with ALL Insurance Companies
• Allied Insurance
• Allstate Insurance
• Chubb Insurance
• Farmers Insurance
• Fireman’s Fund
• Liberty Mutual
• Pacific Specialty
• State Farm
• Safeco Insurance