Wondering how you will pay for water damage cleanup services? We are here to help! In our 8+ years of working in the water damage cleanup and restoration industry, we have worked with all major insurance companies and helped homeowners and renters get the compensation they are entitled to.
Here are some of the ways that we help our customers with water damage insurance claims:
• Taking photographic documentation of damage
• Making inventory lists of damaged items
• Damage reports and moisture readings
• Meeting with the insurance adjuster
• Direct billing to insurance companies
Homeowner’s and renter’s insurance policies vary in coverage, but “sudden, unexpected” types of water damage are almost always covered by the policy. This may include water damage from burst pipes, sewage backups, and appliance malfunctions. Note that water damage from natural sources such as rain or storms is not covered by standard policies. This is considered flood damage and requires a separate policy. Further, if you knew about the cause of the water damage (such as an old pipe which you didn’t replace), the insurance company may try to deny your claim.
We know that insurance companies have a lot of tricks up their sleeves to try to deny you coverage. Our technicians will take all of the steps necessary to make sure you get the coverage you are entitled to, and will advise you along the way of things you can do – such as making sure not to throw away anything until the adjuster has had a chance to look at it or making inventory lists.
No matter what insurance company you have, we will work with them. Here are just some of the insurance companies we have worked with to help our clients get full coverage:
• Allied Insurance
• Allstate Insurance
• Chubb Insurance
• Farmers Insurance
• Fireman’s Fund
• Liberty Mutual
• Pacific Specialty
• State Farm
• Safeco Insurance
Want to learn more? Contact us today to speak to a water damage cleanup and restoration expert about our insurance billing policy.